Q4 2019: Quarterly Review & 2020 Market Outlook
January 27, 2020
2020 is here and the late-cycle rhetoric of the herd
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As a goals-based investment manager, we believe investment problems and challenges are best addressed in the context of an investor’s goals—the ultimate reason behind saving and investing. By aligning investment solutions with investor goals, investors have better opportunities to measure the actual “real world” outcomes they seek.
Each client’s investment-related goals consist of three stages—accumulation (or the gain stage), preservation (or the protect stage) and distribution (or the spend stage). Importantly, for every goal, each stage has its own overarching objective and risk.
GAIN Stage
PROTECT Stage
SPEND Stage2020 is here and the late-cycle rhetoric of the herd
The Big NumberDecember’s seasonally adjusted annualized rate of U.S. housing
The Big NumberThe percentage of the U.S. population of working
On Monday, January 6, 2020 Scott Ladner, Horizon’s Chief Investment
The Big Number The daily high-traded price for the overnight
On Friday, January 3, 2020 Scott Ladner, Horizon’s Chief Investment
2020 is here and the late-cycle rhetoric of the herd has only grown louder. What’s an investor to do? Should you put blind faith in
The Big NumberDecember’s seasonally adjusted annualized rate of U.S. housing starts. What this meansU.S. housing starts were at their highest level in 13 years last
The Big NumberThe percentage of the U.S. population of working age that is currently employed or actively looking for a job, known as the Labor
The Big Number The daily high-traded price for the overnight repo rate, according to the broker ICAP. “Repos”, or repurchase agreements, are used to provide
The Big Number The month-to-date return for the S&P 500 (through December 27), also known as the “Santa Claus rally.” What this meansLast year the
The Big Number The spread between the 2-year and 10-year rates on U.S. treasuries. What this meansThe spread between U.S. 2-year and 10-year treasuries is
2020 is here and the late-cycle rhetoric of the herd has only grown louder. What’s an investor to do? Should you put blind faith in
The Big NumberDecember’s seasonally adjusted annualized rate of U.S. housing starts. What this meansU.S. housing starts were at their highest level in 13 years last
The Big NumberThe percentage of the U.S. population of working age that is currently employed or actively looking for a job, known as the Labor
The Big Number The daily high-traded price for the overnight repo rate, according to the broker ICAP. “Repos”, or repurchase agreements, are used to provide
The Big Number The month-to-date return for the S&P 500 (through December 27), also known as the “Santa Claus rally.” What this meansLast year the
The Big Number The spread between the 2-year and 10-year rates on U.S. treasuries. What this meansThe spread between U.S. 2-year and 10-year treasuries is
Have you been to a financial services conference lately? Then you know that the tectonic force shaking our industry is technology. Except, that’s not entirely
As a goals-based investment manager, we believe investment problems and challenges are best addressed in the context of an investor’s goals—the purpose behind their investment
For years, conventional wisdom has held that individuals nearing retirement should increase their fixed income allocation to protect assets and generate income. But there are
Our mission is to provide goals-based investment management strategies that will empower financial advisors to help their clients achieve their most important financial objectives throughout
written by: ROBBIE CANNON – President + CEO for Horizon Investments Nicolaus Copernicus was a Polish mathematician who formulated and promoted a model of the
written by: ROBBIE CANNON – President + CEO for Horizon Investments The magician’s assistant has the ability to distract the audience from the real trick
Our recent Advisor Experience Conference at our headquarters in Charlotte, NC. This two-day conference provided an excellent opportunity to bring in financial advisors and develop
As market volatility persists heading into year-end, the question remains as to whether this new volatility regime is here to stay. While the uptick in
Fall 2018 has brought about many newsworthy events including midterm elections, looming trade discussions with China, and uncertainty surrounding the Federal Reserve’s plan for upcoming
Over the past few weeks, we’ve explored the key issues around the importance of mitigating risk in clients’ investment portfolios, the inherent limitations of some
As clients close in on their goals, they need tools and strategies to mitigate the specific investment risks they now face and start protecting their
As investors approach the time when they will begin tapping their portfolios to pay for a goal, they need to take steps to protect that
On Monday, January 6, 2020 Scott Ladner, Horizon’s Chief Investment Officer, was quoted by NBC News on the importance of revisiting your financial plan during
On Friday, January 3, 2020 Scott Ladner, Horizon’s Chief Investment Officer, appeared on CNBC to discuss the global impact to the market from the recent
On Thursday, December 26th, 2019, Scott Ladner, Horizon’s Chief Investment Officer, appeared on Fox Business to discuss recent market activity and potential market risks in
On Friday, August 23, 2019, Scott Ladner, Horizon’s Chief Investment Officer, spoke with Nicole Petallides, host of Morning Trade Live for TD Ameritrade Network. Scott
On Friday, August 16, 2019, Scott Ladner, Horizon’s Chief Investment Officer, spoke with Yahoo Finance’s Alexis Christoforous and Brian Sozzi, and William Foster, Moody’s Vice
On Monday, July 22, 2019, Scott Ladner, Horizon’s Chief Investment Officer, spoke with Jill Malandrino, host of Market On Close for TD Ameritrade Network. Scott
On Wednesday, June 26, 2019, Scott Ladner, Horizon’s Chief Investment Officer, spoke with Oliver Renick, host of Morning Trade Live for TD Ameritrade Network. Scott
On Tuesday, June 25, 2019, Scott Ladner, Horizon’s Chief Investment Officer, spoke with Cheryl Casone, host of Fox Business AM for Fox Business. Scott discussed
Carlos Barbosa named Eastern Divisional Director and Scott Ferrette named Western Divisional Director. CHARLOTTE, N.C. – Horizon Investments, an industry-recognized goals-based asset management firm, has
On Tuesday, May 28, 2019, Scott Ladner, Horizon’s Chief Investment Officer, spoke with Oliver Renick, host of Morning Trade Live for TD Ameritrade Network. Scott
Our recent Advisor Experience Conference at our headquarters in Charlotte, NC. This two-day conference provided an excellent opportunity to bring in financial advisors and develop
As market volatility persists heading into year-end, the question remains as to whether this new volatility regime is here to stay. While the uptick in
Fall 2018 has brought about many newsworthy events including midterm elections, looming trade discussions with China, and uncertainty surrounding the Federal Reserve’s plan for upcoming
Over the past few weeks, we’ve explored the key issues around the importance of mitigating risk in clients’ investment portfolios, the inherent limitations of some
As clients close in on their goals, they need tools and strategies to mitigate the specific investment risks they now face and start protecting their
As investors approach the time when they will begin tapping their portfolios to pay for a goal, they need to take steps to protect that
Horizon Investments is a modern, goals-based investment manager and think tank. Our focus is on goals-based investment strategies, to help financial advisors and their clients improve the investment experience relative to real world, prioritized financial goals.
Founded in 1995, Horizon provided investment advice to individual clients while utilizing a process based on quantitative analysis. Today our investment process balances quantitative expertise with a qualitative perspective, including economic, fundamental and geopolitical analysis. Over 20 years, we’ve continued to expand our investment management team to include the seasoned academics and research analysts needed to pursue forward-looking approaches to address a myriad of challenges that investors face while seeking to grow their wealth. As a result, financial advisors turn to Horizon for our innovative risk mitigation and retirement income strategies. Rooted in a global active investment approach, the firm’s GAIN PROTECT SPEND® framework, combined with its investment management methodology, has been a cornerstone of Horizon’s portfolio construction process for over a decade.
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© 2019 Horizon Investments, LLC.
All Rights Reserved.
Sitemap | Privacy notice
Terms and conditions
