Protect Stage

Disciplined risk mitigation strategies designed with the goal of protecting wealth, reducing investor anxiety and combating poor investment decision-making.

DESIRED OUTCOME:
Preservation

PRIMARY RISK:
Catastrophic Portfolio Loss

Preservation

Why Do Investors Need Catastrophic Risk Mitigation?

The potential for — and fear of — a catastrophic market event remains consistent. Emotions like fear can cause investors to make impulsive investment decisions, especially during periods of intense market volatility. Risk Assist® is a systematic, automated and disciplined strategy designed to protect a portfolio.

INTRODUCING
INTRODUCING

Risk Assist®

How Can Risk Assist® Help Manage Investments and Clients' Emotions?

The Risk Assist® algorithm uses a disciplined, automated process to dynamically “de-risk” a portfolio during times of severe market stress. In doing so, it seeks to curb the behavioral investing impulses that can derail financial plans.

Risk Assist® is also designed to address the question of when to “re-invest” the portfolio. As market conditions improve, the strategy is restored to its intended portfolio mix using the same disciplined and automated process, with the aim of keeping clients on track to achieve their goals.

RISK ASSIST®

How Does Risk Assist® Work?

The Risk Assist® algorithm monitors market conditions and then signals when the strategy should begin de-risking. When Risk Assist® activity occurs, advisors receive a real-time alert.

Loss Tolerance

A systematic shift of assets toward lower-risk securities with the aim of achieving loss tolerance ranges of 12%-14%, 15%-17% or 18%-20% based on the strategy chosen by advisors.

Ratcheting Function

The strategy is designed to re-calibrate the loss tolerance range as the portfolio grows in value. Ratchets typically occur with every 3%-5% of appreciation.

Global Flexibility

The strategy has the ability to target attractive opportunities in various segments of equity markets and the flexibility to make portfolio adjustments in order to adapt to market changes.

Intrigued? The Risk Assist® brochure has additional information

Risk Assist® is NOT a…

  • A timing strategy
  • A guarantee
  • “Always hedged”
  • Protection against acute or quickly occuring gap risk

Maximum drawdown —
our approach to managing risk.

GAIN Stage

In this stage, we seek to grow assets
while being mindful of volatility.

Learn about our other investment strategies.

SPEND Stage

In this stage, we seek to preserve spending power while addressing longevity risk.

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