Goals-based
investment management
Help clients achieve their most important financial goals. Explore Horizon's strategic goals-based approach to investment management.
Strategically position investor capital
Manage market ups and downs and changing client priorities
Our investment management solutions empower you to help clients reach their financial goals. Our aim is to mitigate the changing risks clients face in different market environments and at each stage of the investment journey.
Financial markets shift, presenting new opportunities and new risks.
Horizon prioritizes agility and flexibility to respond to changing market conditions.
- Active product selection
- Flexible asset-class allocation
- Global diversification
- Multidisciplinary analysis
- Quantitative and qualitative process
- Tech-forward solutions
The Horizon Investments goals-based wealth curve
An intuitive way to think and talk about investments
Asset management that connects product to planning
Horizon engineers outcome-driven portfolios and intuitive advisor software to strengthen planning
Our goals-based investment solutions include cutting-edge advisor software that connects product to planning. Because we believe portfolio planning tools should do more than rank investment choices based on volatility. They should help you find the best-fit product for your client’s plan.
Advisor Advantages
- Tailor plans to a client’s financial goal, not relative market performance
- Engage in meaningful conversations with clients about their portfolios, the investments they hold, and their progress toward goals over time
Pursue growth & manage risks
Harness the insights of an active, goals-based investment management firm
Horizon applies a multidisciplinary portfolio construction approach to anticipate a variety of market environments with the goal of optimizing investment decision-making.
We emphasize 3 critical areas of analysis:
1
Top-down
Evaluating domestic and international macro developments
2
Present-forward
Identifying the conditions of current and near-future market environments and the factors likely to drive returns
3
Bottom-up
Considering the valuations, catalysts, and fundamentals of global sectors, industries, and individual publicly traded companies
Align your clients' wealth to their goals
Our guiding principles
Goals-based investment management
We believe solutions should align with investor goals throughout the entire financial journey, from accumulation to preservation to distribution.
Active management
We believe active strategies can add value over time relative to passive strategies, though both have their place.
Global diversification
We believe a global investment universe allows investors to pursue a broader range of investment opportunities, reduces overall portfolio volatility, and enhances overall portfolio returns.
Equities
We believe equities are the most effective asset class for helping investors achieve goals throughout their lives.
Risk mitigation
We believe risk mitigation enables investors to preserve wealth. And, because investors are more sensitive to losses than gains, risk mitigation is essential to managing emotion-driven decision-making.
Longevity & shortfall risk
We believe that an equity-centric approach to generating income reduces shortfall risk and that an investor’s spending needs should guide the asset allocation strategy.
