OUR APPROACH
What is Goals-Based Investing?
It begins with understanding the investor’s goals—the reason for investing. We believe the journey to reach these goals consists of three unique stages. It’s vital to understand that investors face very different risks in each of these investment stages because each stage has its own specific and unique objective. READ MORE
OUR STRATEGIES
Prepare for the Journey
At Horizon Investments, we believe that each of the client’s investment-related goals consists of three stages—accumulation (or the Gain stage), preservation (or the Protect stage) and distribution (or the Spend stage). Importantly, for every goal, each stage has its own overarching objective and risk.
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GAIN Stage
Key Objective: Accumulation
Primary Risk: Volatility
PROTECT Stage
Key Objective: Preservation
Primary Risk: Drawdown
SPEND Stage
Key Objective: Distribution
Primary Risk: Longevity
OUR INSIGHTS
MODERN FINANCIAL ENGINEERING
As a financial advisor, you’re familiar with accumulation strategies to help your clients grow their wealth. However, we believe that two of the biggest challenges your clients face are safeguarding their wealth from catastrophic market volatility and ensuring the longevity of their wealth for retirement spending. Our goals-based strategies are designed with these challenges in mind for investors who want to protect and spend hard-earned wealth.
For investors with lower risk tolerance seeking an alternative to traditional accumulation strategies.
www.getriskassist.com
For retired investors seeking longevity of spending–to mitigate shortfall risk.
www.getrealspend.com
