Overview

Horizon is a leading provider of modern goals-based investment management. We work in partnership with financial advisors to deliver investment strategies that align clients’ wealth with their life goals.

OUR MISSION
Provide goals-based investment management strategies that empower financial advisors to help their clients achieve their most important financial objectives throughout life.

True investment success is all about meeting the life goals your clients have set out for themselves, their families and even the world at large.

That’s why Horizon’s approach is built on a commitment to goals-based investment management. A goals-based approach can help investors position their wealth to support the key financial results they seek throughout their lives. When your clients align their wealth with their goals, they achieve something that most people can only hope for: The financial security they need to live life on their terms.

OUR DEDICATION

  • SUCCESSFULLY ADVOCATE
    on behalf of financial advisors and their critical role in helping clients achieve their most important and meaningful financial goals.
  • EFFECTIVE RISK MITIGATION
    strategies for independent financial advisors and their clients to help them protect the wealth they have built.
  • HELP FINANCIAL ADVISORS
    elite and highly successful businesses by providing expert insights, training and consulting in all major areas of practice management.
  • EFFECTIVE RETIREMENT INCOME
    strategies that are built to address the challenges of historically low-interest rates and rising life expectancies.

Goals-Based Investment Management

WHAT IS GOALS-BASED INVESTING?

As a goals-based investment manager, we believe investment problems and challenges are best addressed in the context of an investor’s goals—the ultimate reason behind saving and investing. By aligning investment solutions with investor goals, investors have better opportunities to measure the actual “real world” outcomes they seek.

At Horizon Investments, we think most investors follow a journey that looks the diagram below—the investor grows wealth to a certain point in time and then spend that wealth. Along that journey, Horizon has identified three unique stages that investors encounter.

investment journey - lifespan

USING A GOALS-BASED APPROACH

Each client’s investment-related goals consist of three stages—accumulation (or the gain stage), preservation (or the protect stage) and distribution (or the spend stage). Importantly, for every goal, each stage has its own overarching objective and risk.

Ultimately, the fundamental definition of risk must change and adapt over time as an investor transitions into each new stage of the goals-based program. Likewise, the investment strategies and portfolio construction decisions aimed at mitigating risk must also change and adapt to each new stage. For example, a portfolio in the Gain stage should have different characteristics and attempt to mitigate different risks than a portfolio in the Protect or Spend stages.

To Learn more about Goals-Based Investing download our research paper here.

Horizon Investments’ Story

Horizon Investments is a modern, goals-based investment manager and think tank. Our focus is on goals-based investment strategies, to help financial advisors and their clients improve the investment experience relative to real world, prioritized financial goals.

Founded in 1995, Horizon provided investment advice to individual clients while utilizing a process based on quantitative analysis. Today our investment process balances quantitative expertise with a qualitative perspective, including economic, fundamental and geopolitical analysis. Over 20 years, we’ve continued to expand our investment management team to include the seasoned academics and research analysts needed to pursue forward-looking approaches to address a myriad of challenges that investors face while seeking to grow their wealth. As a result, financial advisors turn to Horizon for our innovative risk mitigation and retirement income strategies. Rooted in a global active investment approach, the firm’s GAIN PROTECT SPEND® framework, combined with its investment management methodology, has been a cornerstone of Horizon’s portfolio construction process for over a decade.

Click here to watch our history in review.

Horizon History and Timeline
Horizon Investments Industry awards
  • Leadership
  • Investments
  • Distribution

We are a community of professionals working together in an effort to provide best-in-class financial services and superior customer service to our clients. The unique blend of professionals within our investment team provides a variety of skill sets and experience that allows us to balance quantitative diligence with qualitative wisdom.

EXECUTIVES

Robbie Cannon

Robbie Cannon

John Drahzal

John Drahzal

Matt Chambers

Matt Chambers

Scott Ladner

Scott Ladner

Stephen Terry

Stephen Terry

DEPARTMENTS

John Drahzal

John Drahzal

Matt Chambers

Matt Chambers

Scott Ladner

Scott Ladner

Stephen Terry

Stephen Terry

Calvin DeBoer

Calvin DeBoer

Liz Cogswell

Liz Cogswell

Heidi Wheatley

Heidi Wheatley

INVESTMENTS

Robbie Cannon

Robbie Cannon

Scott Ladner

Scott Ladner

Ron Saba, CFA

Ron Saba, CFA

Kevin Blocker, CAIA

Kevin Blocker, CAIA

William Breen, Ph.D.

William Breen, Ph.D.

Gregory Valliere

Gregory Valliere

Steven Clark, Ph.D.

Steven Clark, Ph.D.

Calvin DeBoer

Calvin DeBoer

Steven Averitt

Steven Averitt

Austin Fitch

Austin Fitch

Mike Dickson, Ph.D.

Mike Dickson, Ph.D.

Alyson Strode

Alyson Strode

Josh Rohauer

Josh Rohauer

Terrence Ehmann, CFA

Terrence Ehmann, CFA

Corinne Merriman

Corinne Merriman

Morgan Smith

Morgan Smith

SALES

John Drahzal

John Drahzal

Eddie Rollins

Eddie Rollins

Sarah P. Weese, AIF

Sarah P. Weese, AIF

Josh Bartholomew

Josh Bartholomew

James Tavares, AIF

James Tavares, AIF

Joe Wambach

Joe Wambach

Carlos Barbosa

Carlos Barbosa

Melissa Wendt

Melissa Wendt

Scott Ferrette

Scott Ferrette

Bobby Shanahan

Bobby Shanahan

Brad Stoehr, CIMA

Brad Stoehr, CIMA

John Pifer

John Pifer

Alice Heath

Alice Heath

Matt Bond

Matt Bond

Adam Shayeb

Adam Shayeb

Aaron Siegel

Aaron Siegel

Arvin Shiribabadi

Arvin Shiribabadi

MARKETING

Heidi Wheatley

Heidi Wheatley

Sean Farrow

Sean Farrow

Brandon Lerch

Brandon Lerch

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