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Tough Tariff Talk Spooks Investors, Boosts Demand for Bonds

Investors last week saw a mixed bag, economically. Initial jobless claims, consumer confidence, the ISM manufacturing index and personal income...

Solving for the Major Risks in Retirement

Bond yields have fallen steadily, more or less, for the past 30-plus years—from nearly 16% in the early 1980s to...

Liquidity Risk: Accessing Retirement Income

Liquidity risk can be a major threat to financial security and peace of mind during retirement—which is why it should...

How to Fight Longevity Risk—Stretch Your Savings

Increasingly, retirees need to factor in longevity risk to their retirement planning. Simply put, longevity risk is the risk that...

Interest Rates Rise: What’s next?

The Federal Reserve Board in December voted to raise the federal funds rate, a key short-term interest rate that impacts...

Rising Costs: Bigger Threat to Retirement Than You Think

Inflation is well understood by most economists and investment professionals, but it’s usually not very clear to individual investors. That...

An Alternative to Annuities in a Fiduciary World

REAL SPEND: An Alternative to Annuities in a Fiduciary-Focused World The Department of Labor’s fiduciary rule has given pause to...

Real Spend Update — The Fed’s Holding Pattern Favors Real Spend’s Equity-Centric Income Strategy

Last week, the Federal Reserve surprised virtually no one by leaving the Federal Funds rate unchanged at 0.5%. Most investors...

Confronting Inflation And The Quest For Yield

It’s no secret that retirees and other income-oriented investors continue to face historically low yields that can make funding their...

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