As a goals-based investment manager, we believe investment problems and challenges are best addressed in the context of an investor’s goals—the ultimate reason behind saving and investing. By aligning investment solutions with investor goals, investors have better opportunities to measure the actual “real world” outcomes they seek.
Each client’s investment-related goals consist of three stages—accumulation (or the gain stage), preservation (or the protect stage) and distribution (or the spend stage). Importantly, for every goal, each stage has its own overarching objective and risk.
The tariff showdown between the U.S. and China took main stage during Q2. In this issue of Focus, our team explores how the “swings” taken
BIG NUMBER-0.34% (Click the chart below to view and download) WHAT IT ISThe year-to-date decline in the 10-year global real interest rate.* *Equal weight in
BIG NUMBER34% (Click the chart below to view and download) WHAT IT ISThe amount the U.S. trade weighted dollar has strengthened since the 2008 financial
BIG NUMBER1.92% – U.S. Treasury 2-Year Yield (Click the chart below to view and download) WHAT IT ISMarkets continued to decline last week as worries
Domestic economic data was mixed last week. The biggest headline was that the U.S. added 134,000 new jobs in September—significantly fewer than expected. The good
The Fed, as expected, raised a key short-term interest rate last week as the U.S. economy exhibited a mix of strength and weakness. The bright
Weekly initial jobless claims came in much lower than expected last week, while the Philadelphia Fed manufacturing index significantly exceeded forecasts for September (after slowing
Optimistic consumers and lower-than-expected inflation characterized much of the economic news in the U.S. last week. The University of Michigan Consumer Sentiment gauge for September
It was another week of solid economic data in the U.S., including: Both the ISM Manufacturing and Non-Manufacturing indices significantly exceeded forecasts. Average hourly earnings
Horizon Investments is a modern, goals-based investment manager and think tank. Our focus is on goals-based investment strategies, to help financial advisors and their clients improve the investment experience relative to real world, prioritized financial goals.
Founded in 1995, Horizon provided investment advice to individual clients while utilizing a process based on quantitative analysis. Today our investment process balances quantitative expertise with a qualitative perspective, including economic, fundamental and geopolitical analysis. Over 20 years, we’ve continued to expand our investment management team to include the seasoned academics and research analysts needed to pursue forward-looking approaches to address a myriad of challenges that investors face while seeking to grow their wealth. As a result, financial advisors turn to Horizon for our innovative risk mitigation and retirement income strategies. Rooted in a global active investment approach, the firm’s GAIN PROTECT SPEND® framework, combined with its investment management methodology, has been a cornerstone of Horizon’s portfolio construction process for over a decade.
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