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Americans Taking Early Retirement May Benefit from a Goals-Based Solution

Millions of workers are retiring early. But not necessarily because they want to. The pandemic is pushing them to bow...

It’s Getting Harder to Fund Retirement Using Bonds

Inflation is eating part of your retirement plan. Sure, it looks like investment grade (IG) corporate bonds have a nice,...

Retirement Planning: Are Investors Underestimating Longevity Risk?

Risks investors face in retirement Could you be underestimating the chance that you’ll outlive your retirement savings? Investors in retirement...

How Can You Reduce Longevity Risk for Retirement Investors?

According to a recent Morningstar report, nearly $2 trillion in assets are invested in target date funds, strategies representing the...

Managed Money and Annuities

For years, conventional wisdom has held that individuals nearing retirement should increase their fixed income allocation to protect assets and...

Solving for the Major Risks in Retirement

Bond yields have fallen steadily, more or less, for the past 30-plus years—from nearly 16% in the early 1980s to...

An Alternative to Annuities in a Fiduciary World

REAL SPEND: An Alternative to Annuities in a Fiduciary-Focused WorldThe Department of Labor’s fiduciary rule has given pause to some...

Empowering Financial Advisors in Today’s Dynamic Regulatory Environment

Serving the financial advisor is at the core of Horizon's mission. We understand the challenges that advisors face today, especially...

Flexible Positioning For Long-Term Growth

After starting out 2016 with sharp losses, U.S. equity markets have begun to stabilize and rise. The S&P 500 index...

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