Don’t let catastrophic market drawdown become a drag on your business.

A transparent, disciplined risk mitigation strategy

Risk Assist® is a transparent, disciplined risk mitigation strategy

Why do advisors need catastrophic risk mitigation?

The potential for — and fear of — a catastrophic market event remain. Emotions like fear can cause investors to make impulsive investment decisions, especially during periods of intense market volatility. Be prepared to manage not only your clients’ investments, but also their emotional responses to turbulent conditions.

How can Risk Assist® help manage investments and clients?

Risk Assist® is designed to prevent the kind of poor decision-making that can derail investors’ financial goals and put their financial health in jeopardy.

An algorithmic strategy that uses volatility forecasting, Risk Assist® is engineered to systematically adjust the allocation of the underlying portfolio — or “de-risk” it — to limit losses during steep market declines.

What makes Risk Assist® different?

How does Risk Assist® work?

Horizon offers 3 Risk Assist® models to account for investors' varying loss tolerance thresholds

De-risk to limit losses

Reinvest to capture upside

Ratcheting function

Risk Assist® is not a...

During a sharp recovery, Risk Assist® may lag the market.

Maximum drawdown — a new approach to managing risk

Past performance is not indicative of future results. 

RiskAssist® is NOT A GUARANTEE against loss or declines in the value of a portfolio; it is an investment strategy that supplements a more traditional strategy by periodically modifying exposure to fixed income securities based on Horizon’s view of market conditions. While Risk Assist® was designed with the goal of limiting drawdown, Horizon is not able to predict all market conditions and ensure that Risk Assist® will always limit drawdown as designed.

Accounts with Risk Assist® are not fully protected against all loss. Furthermore, when Risk Assist® is deployed (whether partially or entirely) to mitigate risk for an account, the account will not be fully invested in its original strategy, and accordingly during periods of strong market growth the account may underperform accounts that do not have the Risk Assist® feature. 

The investments recommended by Horizon Investments are not guaranteed. There can be economic times where all investments are unfavorable and depreciate in value. Clients may lose money. 

Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns. Strategies are subject to risks including general market risk and risks related to economic conditions. Underlying investments fluctuate in price and may be sold at a price lower than the purchase price resulting in a loss of principal. The underlying investments are neither FDIC insured nor guaranteed by the U.S. Government. Any risk management processes described herein include an effort to monitor and manage risk, but should not be confused with and do not imply low risk or the ability to control risk.

Horizon Investments, the Horizon H, and Risk Assist are registered trademarks of Horizon Investments, LLC.

© 2023 Horizon Investments, LLC.

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