FEATURE STORY

THE BUSINESS CYCLE IS... DEAD?

With 2020 in the rearview mirror, there’s a macro economic story few people are talking about. One that has far-reaching implications for how we think about investing and risk.

FEATURE STORY

THE BUSINESS CYCLE IS... DEAD?

THE BUSINESS CYCLE IS... DEAD?

With 2020 in the rearview mirror, there’s a macro economic story few people are talking about. One that has far-reaching implications for how we think about investing and risk.

MARKET COMMENTARY

Strategies in Review

Investment management has to change in a goals-based world. To us, that means optimizing portfolios to match a person’s changing goals and risks along the investment journey.

Outlook on the Economy

The song remains the same for the economy. It’s Covid-19 versus a wall of stimulus spending. The trends that closed out last year set up the economy for a bright 2021.
VIDEO COMMENTARY

Q4 Webinar | Investing & Economic Outlook

The Preservation Puzzle

Investing Amid the Death of the Business Cycle

Advisor Sentiment Survey (Q4 2020)

After 2020’s tumultuous market and business environments, Horizon Investments wanted to see what’s changed. The survey is comforting in that catastrophic losses, retirement income and easy-to-use planning software remain important goals for clients and advisors.
What is the most important function of financial planning software?

*Select all that apply

What has been the most challenging part of 2020?
For which client objectives do you utilize annuities in your practice?

*Select all that apply

What are your clients most concerned about?

The Preservation Puzzle

Clients want the holy grail: all the market upside and none of the downside! Preservation strategies may have delivered a “win” on the downside to some extent in 2020, but likely “lost” in capturing the upside. Is there a perfect game plan?

 

The commentary in this report is not a complete analysis of every material fact in respect to any company, industry, or security. The opinions expressed here are not investment recommendations, but rather opinions that reflect the judgment of Horizon as of the date of the report and are subject to change without notice. Information has been obtained from sources believed to be reliable, but its accuracy and completeness are not guaranteed.  Past performance is no guarantee of future results. Horizon Investments does not provide tax advice, and all investors are strongly advised to consult with their tax advisers regarding any potential investment. Certain transactions give rise to substantial risk and are not suitable for all investors. The investments recommended by Horizon Investments are not guaranteed. There can be economic times where all investments are unfavorable and depreciate in value. Clients may lose money.

We do not intend and will not endeavor to provide notice if and when our opinions or actions change. Horizon Investments is not soliciting any action based on this document. This document does not constitute an offer to sell or a solicitation of an offer to buy any security or product and may not be relied upon in connection with the purchase or sale of any security or service.  

This document does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual clients. Contact us for a comprehensive list of securities recommended for strategies described herein.

RISK ASSIST® is NOT A GUARANTEE against loss or declines in the value of your portfolio; it is an investment strategy that supplements a more traditional strategy that supplements a more traditional strategy by periodically investing assets in a portfolio of securities with fixed-income exposure based on Horizon Investments’ view of market conditions.

Asset allocation models are subject to general market risk and risks related to currency fluctuations and economic conditions. Future returns are not guaranteed, and a loss of original capital may occur. Accounts with RISK ASSIST® are not fully protected against all loss, and when the portfolios are exposed to fixed-income securities they may underperform accounts that do not have the RISK ASSIST® feature. There may be economic times where all investments are unfavorable and depreciate in value. Clients may lose money.

The Real Spend® retirement income strategy is NOT A GUARANTEE against market loss and there is no guarantee that the Real Spend® strategy chosen by an investor will lead to successful investment outcomes for part of, or for the entirety of an investor’s retirement. This strategy is not an insurance product with payments guaranteed. It is a strategy that invests in marketable securities, any of which will fluctuate in value. Before investing, consider the investment objectives, risks, charges, and expenses of the strategy. Keep in mind investing involves risk. The value of an investment will fluctuate over time and will gain or lose money.

Horizon Investments, the Horizon H, Gain Protect Spend, Risk Assist and Real Spend are all registered trademarks of Horizon Investments, LLC.

© 2021 Horizon Investments, LLC.
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