Accumulation of wealth: Clients have one chance to meet their goal. That’s why we believe they need portfolios that actively adapt as global markets change
Preservation of wealth: As clients near a goal, investing behavioral mistakes can be addressed with strategies that seek to reduce the risk of catastrophic loss
Distribution of wealth: Horizon’s automated, growth-oriented retirement-income solutions aim at solving for longevity risk
Explore mutual funds managed by Horizon Investments.
Horizon’s distinctive approach of marrying investment product to financial planning
Horizon’s distinctive approach of marrying investment product to financial planning
Horizon’s distinctive approach of marrying investment product to financial planning
Goals-based advisors center their practice on people and their financial objectives. As a goals-based investment manager, Horizon stands shoulder to shoulder with you. We design investment strategies that connect to a client’s financial goals, understanding that they have a fixed amount of time to reach their objectives.
Horizon believes there are three stages to a client’s investment journey: Gain, Protect and Spend. Our strategies are designed to match those common financial goals. Here at Horizon, we call that connecting product to planning.
In this stage, we seek to capture growth trends with a flexible, active investing process that’s designed with the goal of growing wealth over time, while being mindful of volatility.
DESIRED OUTCOME:
Accumulation
PRIMARY RISK:
Volatility
Within this stage, we seek to grow assets while mitigating the risk of a catastrophic portfolio loss that could derail a financial plan.
DESIRED OUTCOME:
Preservation
PRIMARY RISK:
Catastrophic Portfolio Loss
In this stage, we seek to provide the ability for taking regular distributions and preserve spending power, while addressing longevity and shortfall risks.
DESIRED OUTCOME:
Distribution
PRIMARY RISK:
Longevity
We are not a typical investment manager. As we like to say, style-box investing is not our style. We have distinctly different strategies.
Our grounding in goals-based principles drives us to focus on the outcome targeted by a financial plan rather than style boxes. At Horizon, we marry rigorous investment research with innovations in portfolio construction to create practical strategies.
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Goals-Based Investing
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Traditional Investing
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Centered on
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Individuals
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Institutions
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Product is selected by
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Outcomes
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Risk Profile
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Focused on
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Reaching Goals
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Benchmark Performance
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Review is based on
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Financial Plan
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Markets
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Our investment strategy for achieving your goals.
Our Approach:
Focus on individuals, their goals, and their investment journey
Build products that connect to planning
Deploy an impactful Goals-Based Strategy
Innovate to solve modern challenges
Our experienced investment management team does the complex work of investment research, portfolio construction, volatility management and ongoing market monitoring so advisors are empowered to do what they do best: help clients reach their financial goals.
