Goals-Based Investing

Horizon’s distinctive approach of marrying investment product to financial planning

Horizon’s distinctive approach of marrying investment product to financial planning

Horizon’s distinctive approach of marrying investment product to financial planning

GOALS-BASED INVESTING

The Horizon Difference

Goals-based advisors center their practice on people and their financial objectives. As a goals-based investment manager, Horizon stands shoulder to shoulder with you. We design investment strategies that connect to a client’s financial goals, understanding that they have a fixed amount of time to reach their objectives.

Horizon believes there are three stages to a client’s investment journey: Gain, Protect and Spend. Our strategies are designed to match those common financial goals. Here at Horizon, we call that connecting product to planning.

GAIN Stage

In this stage, we seek to capture growth trends with a flexible, active investing process that’s designed with the goal of growing wealth over time, while being mindful of volatility.

DESIRED OUTCOME:
Accumulation

PRIMARY RISK:
Volatility

PROTECT Stage

Within this stage, we seek to grow assets while mitigating the risk of a catastrophic portfolio loss that could derail a financial plan.

DESIRED OUTCOME:
Preservation

PRIMARY RISK:
Catastrophic Portfolio Loss

SPEND Stage

In this stage, we seek to provide the ability for taking regular distributions and preserve spending power, while addressing longevity and shortfall risks.

DESIRED OUTCOME:
Distribution

PRIMARY RISK:
Longevity

Are the investing risks the same for clients who are 25- and 75-years old?

Horizon believes risks that affect a financial plan change over time, and our investment strategies reflect that view. Download the whitepaper that spells out Horizon’s goals-based investing philosophy.

OUR PHILOSOPHY

Built on Goals-Based Principles

We are not a typical investment manager. As we like to say, style-box investing is not our style. We have distinctly different strategies.

Our grounding in goals-based principles drives us to focus on the outcome targeted by a financial plan, rather than style boxes. Rigorous investment research and innovations in portfolio construction are married to practical strategies – that are built in-house at Horizon.

Goals-Based Investing
Traditional Investing
Centered on
Individuals
Institutions
Product is selected by
Outcomes
Risk Profile
Focused on
Reaching Goals
Benchmark Performance
Review is based on
Financial Plan
Markets
ExperIENCE

Our Investment Team

ExperIENCE

Our Investment Team

The investment strategies that Horizon Investments offers for the three stages of a goals-based investment journey are built on a lot of brain power. Our experienced investment management team does the complex work of investment research, portfolio construction, volatility management and ongoing market monitoring so advisors are empowered to do what they do best: help clients reach their goals on time and on budget.

Goals-Based Resources

See how our unique investment strategies fit into your practice.

INDUSTRY RECOGNITION

Past performance is not indicative of future results. This information is not complete without these disclosures.

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