Financially and emotionally guide clients through each stage of their investment journey to help them achieve their most important life and legacy goals.
Because large losses can put your clients’ financial goals in jeopardy, help them protect their wealth from catastrophic market events while still pursuing the upside growth they need to realize those goals.
Risk Assist® provides exposure to equity markets while seeking to limit losses in sharp declines. It does so using volatility forecasting to systematically shift assets from higher-risk equities into U.S. Treasury-based securities that are less sensitive to severe market corrections.
In a severe market decline, the portfolio can be substantially de-risked into U.S. Treasury Securities exposures
Knowing when to “get back in” is an even more difficult emotional hurdle for investors to overcome. Risk Assist is designed to reinvest in equities as conditions improve, to bring the portfolio back to its original growth objective. During normal market volatility, Risk Assist reverts to the “OFF” position, keeping the portfolio fully invested with the goal of capturing equity upside.
While many investors in the Protect Stage have similar goals, market conditions may warrant the use of different risk management approaches at different times.
Beyond Risk Assist, Horizon employs other risk mitigation strategies in the Protect Stage, such as managed volatility or an options collar overlay, that are also focused on preserving wealth, “smoothing out” returns, and improving investor discipline to reduce emotion-driven decisions.
Use our advisor technology to track de-risking, reinvesting, and other account events. Get alerts and notifications sent right to your desktop or mobile device.