As a goals-based investment manager, we believe investment problems and challenges are best addressed in the context of an investor’s goals—the ultimate reason behind saving and investing. By aligning investment solutions with investor goals, investors have better opportunities to measure the actual “real world” outcomes they seek.
Each client’s investment-related goals consist of three stages—accumulation (or the gain stage), preservation (or the protect stage) and distribution (or the spend stage). Importantly, for every goal, each stage has its own overarching objective and risk.
Stock markets climbed the wall of worry last week, closing up 2.9% globally (MXWD) as hopes around a coronavirus vaccine and the loosening of restrictions
This week’s big number is -1.33% — the cumulative change in global short term interest rates, as set by each country’s central bank, since the
Equities had a good week last week, shaking off the negativity from the end of the week prior and closing up 2.5% on a global
Now that the Federal Reserve has reached 0% for its target rate, we thought it would be interesting to look at what the market expected
Just how deep is the current slowdown? And how long before we work our way out of it? The Institute for Supply Management (ISM) released
Equities couldn’t make it a three-peat last week, falling 1.6% (MXWD) at the global level. But as has been the recent trend, domestic shares led
This week’s big number? 14.1% — the year-to-date total return spread between growth and value stocks, as represented by the S&P 500 Growth Total Return
By recent standards, equity markets had a quiet week last week. Emerging markets outperformed, down only 1.2% (MXEF), while International Development markets lagged, finishing down
Equities rally aggressively Equity market volatility continues as investors, who are now mostly working from home, grapple with the evolution of COVID-19 and government stimulus.
Largest weekly decline since 2008 Last week, the S&P 500 (SPX) sank by 15.0% — its largest weekly decline since October 2008. In the 22
Highest volatility since 1987 Black Monday Crash In a historic week of trading equities ended lower, led by the U.S., down 8.7% (SPX), while International
Equity market losses trigger marketwide trading halt Equity markets opened sharply lower this week, triggering the first marketwide trading halt during market hours since 1997.
Horizon Investments is a modern, goals-based investment manager and think tank. Our focus is on goals-based investment strategies, to help financial advisors and their clients improve the investment experience relative to real world, prioritized financial goals.
Founded in 1995, Horizon provided investment advice to individual clients while utilizing a process based on quantitative analysis. Today our investment process balances quantitative expertise with a qualitative perspective, including economic, fundamental and geopolitical analysis. Over 20 years, we’ve continued to expand our investment management team to include the seasoned academics and research analysts needed to pursue forward-looking approaches to address a myriad of challenges that investors face while seeking to grow their wealth. As a result, financial advisors turn to Horizon for our innovative risk mitigation and retirement income strategies. Rooted in a global active investment approach, the firm’s GAIN PROTECT SPEND® framework, combined with its investment management methodology, has been a cornerstone of Horizon’s portfolio construction process for over a decade.
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