Planned Retirement

A Better Way For Advisors
To Help Their Clients Into Retirement

Horizon’s Active 401(k) Portfolios allow an advisor or Plan Sponsor to serve investors who have a broad range of goals, objectives, and risk profiles. Advisors can select from Horizon’s five risk-based strategies for each client, taking into account their specific style and asset class requirements. The Horizon strategies then seek to adapt by thoughtfully overweighting and/or underweighting the trends of different market environments.

Risk Assist is an additional layer which seeks to protect investors in retirement by limiting catastrophic market losses.  This overlay builds on the idea that diversification alone may be an insufficient risk management technique in some markets.  Advisors and Plan Sponsors can utilize this to help their clients reach their retirement goals.

A Solid Plan Fiduciary With Serious Investment Skill

The goal of the Active 401(k) Portfolios is to give retirement plan participants the ability to capitalize on opportunities in the global capital markets while providing Plan Sponsors a true Fiduciary to make superior asset allocation decisions. Horizon’s Active Asset Allocation approach offers enough diversification to align with any investor’s objective for growth while taking into account risk tolerances. In addition to the creation of Qualified Default Investment Alternatives, the Horizon platform is fully equipped to select and monitor individual investment options.